Pricing & Consultations
Straightforward Planning, Tailored to You
At Marlton Business Advantage, your protection plan is built around your goals — not a one-size-fits-all package. Explore how we structure our advisory services and consultations.
How Our Pricing Works
Insurance and risk planning are personal. The right coverage for a young family looks very different from a strategy built for a retiree or a self-employed business owner — so we don't publish flat, cookie-cutter prices.
Instead, we start every relationship with a complimentary consultation to understand your needs, priorities, and budget. From there, we recommend solutions and outline any advisory fees clearly and upfront, with no surprises.
Most policy-based protection is priced by the carrier and depends on factors like age, health, and coverage amount. We help you compare options so you understand exactly what you're paying for.
What's Included in Every Engagement
Every client — whether an individual or a business owner — receives a clear needs assessment, a written summary of recommendations, and a transparent breakdown of any costs before you commit to anything.
We've helped families and business owners across Marlton and South Jersey plan with confidence since 2002. Our small, dedicated team means you work directly with an advisor who knows your name and your goals.
Have questions about pricing before you book? Call us at 8564521619 or email rbaldha@empiricaledge.com — we're happy to explain how everything works.
Small Business Advantage
$xxx per year
Risk and protection planning built for local business owners and self-employed professionals in Marlton and South Jersey. Keep your business, your income, and your team protected.
- ✓ Business protection strategy session
- ✓ Key person & buy-sell insurance planning
- ✓ Owner disability & income protection
- ✓ Estate and succession support
- ✓ Tax-efficiency planning
- ✓ Quarterly advisory reviews
- ✓ Dedicated advisor contact
Family & Legacy Plan
$xxx per year
Comprehensive protection planning for families and aging parents covering life, long-term care, and estate readiness. Designed to safeguard the people and future plans that matter most.
- ✓ Everything in Personal Protection Review
- ✓ Long-term care insurance planning
- ✓ Estate planning coordination
- ✓ Tax-efficient strategy guidance
- ✓ Annual coverage check-in
- ✓ Priority scheduling
Personal Protection Review
$xxx one-time session
A focused starting point for individuals and families who want clarity on life and disability coverage without overpaying. Ideal for professionals building their first real protection plan.
- ✓ 60-minute planning consultation
- ✓ Life insurance needs analysis
- ✓ Disability coverage review
- ✓ Policy comparison summary
- ✓ Email follow-up with recommendations